First American is unique among banks in Hudson in that is truly a local bank.  Its charter is located in Hudson, its only location is in Hudson and its livelihood is tied directly to the success of the greater Hudson community.  At a time when “go local” is sweeping the country, when special days are set aside to shop in locally owned businesses, it is important to note that a strong local bank also helps make a community strong.  A strong local bank provides for a safe and secure place to save and invest your funds and it provides loans in the community for a diverse array of credit needs. 
 
Local businesses make a community a better place to live.  As opposed to national chains, the earnings from local businesses stay in the community.  Their earnings and the wages they pay provide the foundation for the community to prosper.  As a small business, First American provides that same foundation of earnings and wages.  A bank's business is also to reinvest its deposits into the community.  Community banks make loans so small business owners can start a business, or expand, or increase the funds they have available for day-to-day operations.  Community banks make home loans and auto loans to individuals.   Taking care of our customers and looking out for the best interest of our community is ingrained in the way we conduct business each and every day. 
 
Banking data shows that community banks fund over 60% of all small business loans.  By putting those dollars back into the community they make it a better place to live.  When you think about “going local” also think about banking locally.  It will help make your community a better place to live. 
 
And, when you bank at First American, you will be more than a number.  Your calls will be answered by a knowledgeable banker.  You will not have to navigate some annoying automated phone tree.  You will receive great personal service and you will receive appropriate advice and counsel.  Our bankers have on average over fifteen years of banking experience each.  They know the answers to your questions and have the authority to make things happen. 
 
Bank locally at First American Bank.  We look forward to serving your financial needs. 
 
John A. Malmberg 
President/CEO  
 
 
 
FDIC
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