Value Added Services

We know that time is money, so we offer a range of innovative products tailored to the needs of today’s busy business owners. These include: direct deposit, ACH origination and Remote Deposit Capture with hands-on training and no hidden costs. 

 

Cash Management 
  • Recurring payments that are properly authorized will be automatically debited from the specified checking or savings accounts
  • Various methods are available depending on the volume of your payments
  • Provides the most efficient method of managing your cash flow
  • May be used for direct deposit of payroll


Remote Deposit Capture

Wouldn’t it be nice to deposit checks without ever stepping into a bank?

It’s now possible to electronically send hundreds of checks for processing in minutes right from your office with FAB Remote Deposit. Checks received during the business day are run through the scanner, which captures the check images and Magnetic Ink Character Recognition (MICR) information, and transposes that information into the data entry fields. FAB Remote Deposit software then allows you to securely upload information and generate real-time reports in a detailed or summary view. All information is sent to the bank via a secure internet connection, and FAB Remote Deposit’s fraud detection system sends alerts for possible duplicate items. 


Night Depository 

Deposits in locked or sealed bags can be placed in our night drop which is a vault. Deposits are gathered, checked and posted to your account under dual control the next business day.


Commercial Banker

Every business client is assigned a commercial banker. This way you will always know who to call when you have a question. If for some reason your banker does not know the answer, they can direct you to the person who holds the answer. You can consider your banker your first point of contact.


Cutoff Time

If you make a physical deposit prior to the end of a business day or make a mobile deposit by 5:30pm on a business day, the funds may be available the next morning. We offer this service to ensure you have access to your funds as soon as possible.

Relationship Banking

We will reward you with higher interest rates for having multiple accounts with First American Bank.

Business Visa Credit Cards:

Keep your business spending separate from your personal with our Visa® Platinum Business credit cards - plus get hometown convenience, worldwide acceptance and great benefits. 

  • Employee cards at no extra cost
  • Consolidate Statements and Comprehensive Reporting
  • Chip Card Security
  • Fraud Monitoring and Zero Fraud Liability
  • Travel Accident Insurance (1)
  • Personal Service from people you know
Choose the option that is best for your business:
  • Small Business Rewards Credit Card*
  • Small Business Edition Credit Card*
  • Company Expense Charge Card**
Click here to learn more and apply online today! 
*See the card application’s Business Card Pricing Sheet for current terms, rates and fees.
**See the card application’s Terms and Conditions for current terms, rates and fees.
(1) Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.
This card is issued by TCM Bank, N.A. Subject to credit approval.

Other Items

First American Bank can also help you with cashier’s checks, domestic and foreign wire transfers, notary services and signature guarantees.